M-d-r.fr

Carte Visa : offres et avantages 

par ·

Carte visa - Terminal de paiement

Le nombre de transactions par carte bancaire est en nette évolution depuis plusieurs années : achats en ligne, réservations d’hôtels, location de véhicules, etc. Les cartes bancaires sont devenues le mode de paiement le plus utilisé. Offrant un service sécurisé, accessible et pratique, elles permettent un gain de temps, une utilisation simplifiée et plusieurs avantages.

Qu’est-ce que la carte Visa ? Quels sont les avantages et les services qu’elle offre ? Comment avoir une carte Visa ? Dans cet article, on vous explique tout.

Quelques chiffres sur la carte visa

Avec plus de 6 milliards de transactions dans l’Hexagone en 2021, la carte Visa est le leader incontesté des paiements en France. Son réseau est étendu dans plus de 200 pays. Et avec plus de 70 millions de cartes bancaires Visa en circulation en France, c’est la carte la plus utilisée par les entreprises et les particuliers puisque l’entreprise émet à elle seule 43,5 millions de cartes ! Elle propose différents types de cartes et un large choix de gammes, allant des plus basiques aux plus exclusives et offrant de multiples services et avantages spécifiques à chaque carte.

Carte visa

Visa est un système de paiement disponible à l’échelle nationale et internationale. En effet, le réseau Visa est étendu dans plus de 200 pays, avec plus de 26 millions de points de vente et distributeurs.

Chaque carte bancaire Visa a un numéro qui lui est propre, composé de 16 chiffres. Vos paiements et retraits sont possibles grâce à une micro-puce ou/et une bande magnétique. C’est un moyen facile, pratique et sécurisé pour tous types de transactions.

Comment obtenir une carte Visa ?

Les cartes bancaires Visa sont proposées par différents établissements financiers, offrant les mêmes services bancaires, mais à des tarifs différents. En obtenant une carte bancaire Visa, vous aurez le choix entre différents plafonds de paiement et de retrait, à de multiples services d’assurance et d’assistance et à plein d’autres avantages.

La carte bancaire Visa est accessible pour tout le monde. Pour l’obtenir, l’ouverture d’un compte bancaire est obligatoire. Certaines banques, notamment les banques en ligne, proposent des cartes bancaires Visa gratuites.

Parfois, certaines banques, comme Hello Bank ou B for Bank, fixent des conditions de revenus. Ils sont souvent compris entre 1 000 et 1 600 euros/mois. En dehors de la zone euro, les transactions par cartes bancaires Visa engendrent des frais supplémentaires. Ils varient en fonction de l’établissement financier choisi.

Carte visa

Les différentes catégories de cartes Visa

Il existe plusieurs types de cartes bancaires Visa, avec différents plafonds de paiement et de retraits, plusieurs services d’assurance et d’assistance et également d’autres avantages. Elles sont divisées en 3 catégories :

Les cartes pour particuliers

Dans cette catégorie, on trouve un large choix de cartes avec différents avantages et services :

  • la carte Visa Infinite ;
  • la carte Visa Premier ;
  • la carte Visa Platinum ;
  • la carte Visa Classic ;
  • la carte Visa Electron ;
  • la carte V Pay ;
  • la carte prépayée.
Carte visa - Terminal de paiement

Les cartes pour professionnels

Elles s’adressent aux travailleurs indépendants et aux micro-entrepreneurs, aux artisans, aux commerçants, etc. On y trouve :

  • la carte Visa Platinum Business ;
  • la carte Visa Gold Business ;
  • la carte Visa Business.
Carte visa - Terminal de paiement

Les cartes pour entreprises

Elles s’adressent plutôt aux entreprises et aux organismes publics. Vous pourrez opter pour :

  • la Visa Gold Affaires ;
  • la Visa Purchasing.

Les avantages de la carte Visa sont nombreux

Accessible et facile d’utilisation, la carte bancaire Visa offre de nombreux avantages et services qui font d’elle la carte la plus utilisée en France. Elle propose :

  • des paiements sécurisés et plus fluides ;
  • les services d’assurance et d’assistance ;
  • les paiements par carte bancaire Visa sont possibles dans de nombreux pays et gratuits dans la zone euro ;
  • une prise en charge complète lors de vos déplacements à l’étranger ;
  • elle simplifie les procédures de remboursement de notes de frais pour les entreprises ;
  • elle promet une prise en charge complète à l’étranger.
Carte visa - Terminal de paiement


La popularité des cartes bancaires a considérablement augmenté ces dernières années, grâce à leur commodité, leur sécurité et leur accessibilité. Elles permettent de gagner du temps, simplifient l’utilisation et offrent de nombreux avantages.

Vous aimerez aussi...

Nous utilisons des cookies pour personnaliser le contenu et les publicités, pour fournir des fonctionnalités aux médias sociaux et pour analyser notre trafic. Nous partageons également des informations sur votre utilisation de notre site avec nos partenaires de médias sociaux, de publicité et d'analyse. View more
Cookies settings
Accepter
Refuser
Privacy & Cookie policy
Privacy & Cookies policy
Cookies list
Cookie nameActive

Privacy Policy

What information do we collect?

We collect information from you when you register on our site or place an order.When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address or mailing address.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:To personalize your experience (your information helps us to better respond to your individual needs) To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you) To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)To process transactions Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.To administer a contest, promotion, survey or other site featureTo send periodic emails The email address you provide for order processing, will only be used to send you information and updates pertaining to your order.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to?keep the information confidential.After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain informationWe use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits, keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.If you prefer, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly. However, you can still place orders by contacting customer service.Google AnalyticsWe use Google Analytics on our sites for anonymous reporting of site usage and for advertising on the site. If you would like to opt-out of Google Analytics monitoring your behaviour on our sites please use this link (https://tools.google.com/dlpage/gaoptout/)

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Registration

The minimum information we need to register you is your name, email address and a password. We will ask you more questions for different services, including sales promotions. Unless we say otherwise, you have to answer all the registration questions.We may also ask some other, voluntary questions during registration for certain services (for example, professional networks) so we can gain a clearer understanding of who you are. This also allows us to personalise services for you.To assist us in our marketing, in addition to the data that you provide to us if you register, we may also obtain data from trusted third parties to help us understand what you might be interested in. This ‘profiling’ information is produced from a variety of sources, including publicly available data (such as the electoral roll) or from sources such as surveys and polls where you have given your permission for your data to be shared. You can choose not to have such data shared with the Guardian from these sources by logging into your account and changing the settings in the privacy section.After you have registered, and with your permission, we may send you emails we think may interest you. Newsletters may be personalised based on what you have been reading on theguardian.com. At any time you can decide not to receive these emails and will be able to ‘unsubscribe’.Logging in using social networking credentialsIf you log-in to our sites using a Facebook log-in, you are granting permission to Facebook to share your user details with us. This will include your name, email address, date of birth and location which will then be used to form a Guardian identity. You can also use your picture from Facebook as part of your profile. This will also allow us and Facebook to share your, networks, user ID and any other information you choose to share according to your Facebook account settings. If you remove the Guardian app from your Facebook settings, we will no longer have access to this information.If you log-in to our sites using a Google log-in, you grant permission to Google to share your user details with us. This will include your name, email address, date of birth, sex and location which we will then use to form a Guardian identity. You may use your picture from Google as part of your profile. This also allows us to share your networks, user ID and any other information you choose to share according to your Google account settings. If you remove the Guardian from your Google settings, we will no longer have access to this information.If you log-in to our sites using a twitter log-in, we receive your avatar (the small picture that appears next to your tweets) and twitter username.

Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Updating your personal information

We offer a ‘My details’ page (also known as Dashboard), where you can update your personal information at any time, and change your marketing preferences. You can get to this page from most pages on the site – simply click on the ‘My details’ link at the top of the screen when you are signed in.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent

By using our site, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.
Save settings
Cookies settings